Caroline Bianchi - RE/MAX Acclaim



Posted by Caroline Bianchi on 6/9/2017

The house is perfect. Size, location and design of the home fits your personality and your lifestyle to a tee. As if to crown all of the advantages associated with the house, the neighbors are friendly, responsible and fun.

When staying away from owning a new house may be best

Each time you've stopped by the house, at least two neighbors spoke and waved a heartwarming "Hello". Not a single neighbor was guarded when you asked them about schools, shopping, social events, community organizations and worship centers in the area.

Property taxes in the new neighborhood are also good, lower or not much more than what they are where you currently live. Yet, as perfect as it seems, buying a house now is a bad choice. In fact,  it may be best to postpone buying a new house if you meet one or more of the below criteria:

  • You just filed bankruptcy and your disposable income is too tight for you to take on the responsibility of owning a used car or a new furniture set. If you can't keep up with payments on these smaller items, it's highly likely that you can't afford to buy a new house.
  • Houses where you currently live are selling slowly. You'd take a loss of several thousand dollars, perhaps more than $25,000, if you sold your current house now.
  • Interest rates are rising two to three times a year. Your credit would make it hard to secure a fixed interest mortgage. You could save $100 or more a month if you wait until interest rates lower or your credit score improves.
  • In a few years, your household size will change. For example, adult children may leave home for college or may be in the process of saving enough money to buy their own house. Once your adult children move out, you'll need a smaller house.
  • The environment as your job is shifting. You're not certain that you will still be with your current employer in a few weeks or months when you suspect that your current employer will do a layoff.
  • Although you're going through marriage counseling, your relationship is experiencing deep challenges. You're not sure that your marriage will survive the challenges. Buy a house now and you may have one other piece of property or equity to let attorneys help split between you and your former spouse, should your relationship dissolve.
  • Recent investment that you've made have squeezed your finances. For example, if you started a new business, it could take two or more years to generate enough income from your business to take on a mortgage.

A well built house last for decades. This gives you time to sharpen your financial portfolio before you buy the house that you love. As tempted as you are to punch the button and take on a hefty mortgage just so you can live in a house you want,if you buy the house before you're financially ready, you could regret the decision for years.




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Posted by Caroline Bianchi on 6/6/2017

Enjoy the summer in this gorgeous cape situated for privacy on a cul-de-sac. Beautifully landscaped lot! Bright and airy floor plan includes lovely first floor living and dining rooms as well as a large family room. Over sized kitchen is a chef's ideal! Sliding glass doors lead from kitchenette to deck. A full bath and laundry area complete the first floor. Second floor includes another full bath and three bedrooms. Ample master bedroom has three closets! Two car garage and walk-out (glass slider) recreation/ bonus room on the lower level. Incredible backyard is perfect for a "staycation" with a bi-level deck, huge pool, garden area, storage shed and fire pit. Front porch (as wide as the front of the home) provides a restful spot to relax and sip a cool drink. This wonderful home is ideal for both indoor and outdoor entertaining!

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Caroline Bianchi on 6/6/2017

Enjoy the summer in this gorgeous cape situated for privacy on a cul-de-sac. Beautifully landscaped lot! Bright and airy floor plan includes lovely first floor living and dining rooms as well as a large family room. Over sized kitchen is a chef's ideal! Sliding glass doors lead from kitchenette to deck. A full bath and laundry area complete the first floor. Second floor includes another full bath and three bedrooms. Ample master bedroom has three closets! Two car garage and walk-out (glass slider) recreation/ bonus room on the lower level. Incredible backyard is perfect for a "staycation" with a bi-level deck, huge pool, garden area, storage shed and fire pit. Front porch (as wide as the front of the home) provides a restful spot to relax and sip a cool drink. This wonderful home is ideal for both indoor and outdoor entertaining!

More Info on this Property | New Listing Alerts




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Posted by Caroline Bianchi on 5/19/2017

A real estate agent devotes her entire workday to listing, reviewing, buying and selling property. It's not uncommon for a real estate agent to buy and sell homes in only one city or region. This is where real estate agents earn their chops. Their local or regional focus helps to make them market specialist.

They know what's selling, where the best sells are and at what price. It could take you months, maybe years, to learn what an experienced real estate pro knows. Whether you're buying or selling your house, a real estate agent knows how to negotiate mortgage deals with lenders, other agents and house owners who are working toward direct sells.

You deserve the right answers from your real estate agent

Yet, all real estate agents are not equally experienced, knowledgeable or fully devoted to their clients. Set yourself up for a profitable house buying or house selling experience. Ask your real estate agent these important questions.

How long have you been working full-time as areal estate agent? Top real estate agents, are fully invested in their career. Buying and selling homes isn't a side gig for them. Since markets shift, the more experience agents have, the more likely they are to spot changing trends.In addition to finding out how experienced a real estate agent is, make sure that your agent is in good standing with state licensing agencies.

What types of properties do you generally buy or sell? A real estate agent who mainly buys or sells land properties or commercial properties may not secure the best house deal for you.

About how much do you think I can get for my house in the current market? Answers to this question can reveal how honest a real estate agent is. It can also let you know if you'll get more for your house if you wait a few months to sell or to buy.

Regarding advertising and marketing, what do you do to get the word out about houses you are selling? If you're in the market to buy a house, ask your real estate agent how they research available houses. You want a real estate agent who researches houses in databases, online and in person. You also want an agent who has great personal and business contacts that allow him to know about available houses as soon as they hit the market. Furthermore, agents who work for established realtor agencies may have access to larger databases and more research resources.

How many clients are you currently working for? Good real estate agents are in demand.Just make sure that your real estate agent has the bandwidth to offer you the support that you need.

What are your fees and what's included in your fees? Top real estate agents may have 20 or more clients under contract. This volume could give you more negotiating room when it comes to setting a fee. It could also make an agent hard to reach,which is why you should ask the next question. Find out if services like home staging and open house are included in the fees.

How often will you be in touch? You need to know when to expect to hear from your real estate agent. Also, find out if your agent will contact you in-person, via the telephone, during digital face time or via email.




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Posted by Caroline Bianchi on 5/12/2017

Many people have chosen to live a meat-free or dairy-free lifestyle. Whether it's for health reasons, environmental concerns, or ethical beliefs there are now more vegans and vegetarians than ever before. If you're not familiar with the details of the diet, cooking for vegetarian and vegan guests can be difficult or even embarrassing. But with an open mind and a bit of research you can pull off a delicious meal that won't leave anyone out.

Vegan, vegetarian, pescatarian... what does it all mean?

There are countless different names for the various types of restricted diets. However. there are a handful of common diets that everyone should familiarize themselves with. They are:
  • Vegetarian. Vegetarians abstain from meat (including air, land, and sea-food) but may consume other animal products like dairy and eggs. In some cultures, "vegetarian" means eating no animal products at all.
  • Vegan. A vegan diet contains virtually no animal products. No meat, cheese, milk, eggs, or anything made with traces of those items. Some vegans even consider things like honey an animal product and abstain from eating it.
  • Pescetarian. People who call themselves pescetarian often abstain from meats like chicken, pork, and beef, but will eat meat from fish and other forms of seafood (shrimp, crabmeat, etc.)
  • Ovo- and lacto-vegetarian. Some vegetarians abstain from food that contains either dairy or egg according to their own preferences. Ovo-vegetarians eat eggs but not dairy, and lacto-vegetarians consume dairy but not eggs.

Planning for dinner

All of those diets are a lot to keep track of, we know. But the best way to plan dinner for a guest with a restricted diet is to simply just ask what works for them. You will most likely find that your guest appreciates that you ask in advance. It shows that you want to provide them with a happy meal and have concern for their dietary requirements. Once you know what animal products your guest will or will not eat, it's time to start thinking of dinner ideas. If you want to play it on the safe side, you can ask your guest what they like to eat. If you're feeling adventurous, you can try making meat-free versions of some of your favorite recipes. Whatever you choose, it's important to remember to read the labels of your ingredients. You might be surprised to find that many food items contain animal product like beef stock or fish oils, or eggs. Most Caesar dressing, for example, contains anchovies, though you would never guess it from the taste.

Dinner ideas

If you're stuck on choosing what to cook, try some of these meal ideas that tend to be easy to make without animal products.
  • Tacos or burritos. It's easy to make many Mexican-inspired dishes meat-free by using ingredients like rice, beans, salsa, and grilled vegetables. If you can't stand the thought of a meat or dairy-free meal for yourself then you can have a make-your-own taco dinner so you and your guest can both eat happily.
  • Pasta and sauce. Most styles of spaghetti are vegan. To make the meal a bit more substantial add eggplant or grilled tofu to the mix.
  • Dessert. To impress your guest prepare a vegan dessert for after dinner. Several brands make vegan ice cream (including the revered Ben & Jerry's). And if you're extra ambitious try a vegan cupcake recipe out as well. You might like it more than traditional cupcakes!