Caroline Bianchi - RE/MAX Acclaim



Posted by Caroline Bianchi on 12/8/2017

Although an exciting time in your life, moving out of the home you grew up in or your college/first apartment can seem scary and daunting. The thought of packing and unpacking is intimidating. And let’s not forget about the cost. Making such a large investment for the first time and really, truly living on your own is a whole new experience. It’s important that when you visit a house for sale you can feel yourself living there and turning it into your home. Here are a few tips for making a house a home: Photos & Artwork: What better way to bring personality and familiarity into a home than photos of family and friends or artwork from a favorite artist. Often frames can become a thing of clutter and even dust collectors. However, adding photos and artwork can be done tastefully. A popular approach is a grid-like arrangement created on large, open walls. This is one way to display many beloved photos without creating clutter on tables or other pieces of furniture. Have a long wall that’s runs along a hallway? This would be a great place to display larger photos or artwork that would run horizontally. This is especially nice for sequenced pieces such as change of season photos or artwork. DIY projects: Add your personality and blood, sweat, and tears to your home with DIY projects. Ok, maybe ‘blood, sweat and tears’ is a little dramatic but get ready to get your hands dirty. Mason jars, glass vases, and empty wine bottles can be turned into beautiful home décor with only a few materials and a couple hours. Items like rope, artificial flowers, ribbon, and craft glue are just a couple examples of supplies that can be used to turn those boring items into a homemade masterpiece. To make this idea even more appealing invite friends or family over for a craft day and work on multiple DIY projects. Keepsakes: Have a family heirloom that has been passed down from generation to generation? An heirloom could range from a quilt or afghan that a great-grandparent or grandparent had knit, family photos that span over many generations, clocks, diaries and recipes. Recipes could simply be displayed on a kitchen counter or you can get creative and design custom wallpaper from the recipe cards. Wall clocks can be displayed in family or dining rooms and grandfather clocks fit the atmosphere of dens. There are tasteful ways to add each one of these into your home and preserve the memory of these mementos. Fresh flowers: Nothing adds life to a home like fresh-cut flowers. The colors and the scents just fill a room. Add a pop of color to a room with dyed carnations, tulips, roses or hydrangeas. Add elegance to a room with white or cream colored flowers such as roses, daisies or lilies. Small, horizontal arrangements look lovely on a rectangle or square dining room table. Taller arrangements are perfect for a bay window or small table. Fresh-cut flowers would also pair well with a DIY vase.




Categories: Uncategorized  


Posted by Caroline Bianchi on 12/1/2017

There’s many theories about when the best time of year to buy a home is. It’s spring, right? Not necessarily. Spring is one of the busiest times of the year for real estate but it’s not always the best time of year to buy a home. The emphasis on home buying in spring tends to be rooted in the fact that spring is associated with all things “new.” However, these misperceptions about the housing market can be detrimental to homebuyers. 


Spring And Summer Are Top Times To Sell


Many people get the urge to sell their properties in the spring and summer simply because they get new perspective after being cooped up in the house all winter long. People are ready for a change after the long winter. Moving close to the summertime works well with traditional school calendars. For some people, selling in the warmer months of the year is the best time, but it doesn’t hold true for everyone. 


Seasons Change


Others suggest that the best time to sell a home is in fall or winter. People who are looking to buy in the end of the year are often buying for a purpose. Their need to move is much greater. It could be due to family issues, home repair needs or other crucial factors, but these buyers are motivated. On the flip side, there’s less homes to look at since inventory tends to be lower at this time of the year.


In the spring, while many people are looking, their need to buy is much less urgent, so the demand is less. There’s a potential for more competition in the spring if you are a serious buyer just because of the high volume of shoppers. 


Remember one key fact: spring starts in January when we talk about real estate! The number of listings will continue to ramp up until about mid-May. Buyers will be looking throughout the summer months. Then, the number of buyers starts to drop off in September. 


The Bottom Line


There is really no “right” time to buy or sell real estate. The right time has to do with what works best for you. If you’re starting your search, it’s best to begin in the spring, but you may very well land the best deal in the fall when there’s less competition. When you start a serious home search, you get a better idea of what you want. You also don’t want to let the perfect house pass you by because you were waiting for “just the right time.” 


Some Additional Tips:


  • Avoid Closing Around Christmastime 
  • Know Your Moving Timetable
  • Consider How Long It May Take You To Find A Home
  • Remember That Closings Take At Least 30 Days


Whenever you buy a home, choosing a knowledgeable real estate agent can help you to close a great deal on your home whether you’re buying or selling. By planning ahead, the process will go much smoother.  




Categories: Uncategorized  


Posted by Caroline Bianchi on 11/24/2017

When you’re buying a home, there’s a lot to think about. Your finances probably have the biggest impact in the entire home search process. The amount of a down payment you have and the amount of loan you’re approved for help decide what you can buy. 


When you hear about closing costs, what do they entail? How much will you need to cover these costs? Many people get to the closing table for their home purchase and feel unprepared. You’ll need a certain amount of cash on hand when you finally close on a home. Learn more about closing costs, so that you understand everything that you need to know about your home purchase.    


Closing costs are spelled out pretty plainly in just about every kind of real estate contract. These costs are the fees associated with the title companies, attorney, banks, lenders and everyone else who is involved in the purchase of a home. The closing table is also the time when you provide your sizable down payment. The closing costs that are being referred to are considered a separate expense independent of the closing costs.


Closing Costs Vary


Closing costs can range from anywhere between 2 and 8 percent of the purchase price of the home. You can’t really “choose” what’s included in the closing, so you’ll need to have an idea of how much money you’ll need to write a check for. Lenders can give you an estimate of about how much closing costs will be. 


Negotiations 


Certain things like the realtor’s commission fees can be negotiated and can be paid for by the buyer or the seller. The good news is that you can roll your closing fees in with your mortgage in some cases. You may also be able to negotiate with your lender to pay the closing costs for you in exchange for a higher interest rate. 


What’s Included In Closing Costs?


Depending upon where and what type of home you’re buying, what the closing costs actually cover varies. Here’s just some of the things that closing costs cover:


  • Appraisal
  • Escrow fees
  • Credit reports
  • Title search
  • Title exam fee
  • Survey fee
  • Courier fee (Most transactions are done electronically, but in some cases this may be necessary)
  • Title insurance
  • Owner’s title insurance
  • Natural hazards disclosure
  • Homeowner’s insurance (Your first year of insurance is often paid at closing)
  • Buyer’s attorney fee
  • Lender’s attorney fee
  • Transfer taxes
  • Recording fees
  • Processing fees
  • Underwriting fee
  • Pre-paid interest
  • Pest inspections
  • Homeowner's association transfer fees
  • Special assessments


These fees vary widely by state and the type of property that you’re purchasing. Not every fee is required, but the above is just a list of many of the possible fees that could be included in on the closing of the home you choose.





Posted by Caroline Bianchi on 11/17/2017

If you need to relocate from one address to another, it usually pays to plan an early-morning move. In fact, there are many reasons to consider an early-morning move, such as:

1. You can beat the heat.

No one wants to deal with extreme heat on moving day. However, the weather sometimes can be unpredictable, and hot temperatures may force you to rethink your moving day plans if you're not careful.

One of the best ways to beat the heat on moving day is to schedule an early-morning move. That way, you can pack all of your belongings into a moving truck and begin your journey to your new address before the hottest points of a given day.

Typically, the sun reaches its pinnacle in the mid-afternoon, i.e. the period when you'll likely encounter the highest temperatures during the day. But if you complete the majority of your move before this period, you can limit the risk that excess heat will slow you down.

2. You can avoid heavy traffic.

Ideally, you'd like to take all of your belongings to your new address as quickly as possible. Yet heavy traffic may add several hours to your moving day travel.

An early-morning move offers a great opportunity to avoid heavy traffic. For instance, if you pack a moving truck early in the morning, you may be ready to drive to your new home by late-morning or early-afternoon. Thus, you can avoid the heavy traffic associated with people traveling to work in the morning, along with the traffic associated with people heading home from work at the end of the afternoon.

3. You can finish your move earlier in the day.

Remember, the earlier that you begin your move, the sooner you can finish. If you kick off an early-morning relocation, you can complete your move earlier in the day and immediately start to get settled into your new address.

If you need help planning for an early-morning move, there is no need to worry. Many moving companies are available nationwide to help you alleviate stress prior to moving day.

A moving company employs highly trained specialists who can help you take the guesswork out of getting ready for moving day. This business also offers expert moving day recommendations and suggestions and will ensure that all of your big and small items can reach your final destination without delay.

In addition, if you're unsure about where to find a moving company, you can always consult with a real estate agent. This housing market professional can help you buy or sell a home, as well as connect you with the top moving companies in your area. By doing so, a real estate agent will guarantee that you can get the moving day support that you need, precisely when you need it.

For those who are preparing for moving day, it may be worthwhile to consider an early-morning move. If you start mapping out an early-morning move today, you can increase the likelihood of a fast, seamless moving day experience.





Posted by Caroline Bianchi on 11/10/2017

Searching for a new house that will meet your needs without breaking your budget can sometimes feel overwhelming! There are dozens of factors to consider and countless details to handle at any point in time.

Fortunately, there are strategies for getting it all done, maintaining your sanity, and being satisfied with the final outcome.

If you feel like you're getting off track (or can't even find the train station), here are a few tips for getting organized:

Create a priority list. If you haven't clarified and discussed with your spouse what you want and what's important to both of you, then there's a good chance you won't get it. You do not have to go it alone, though! A top-notch real estate agent can help you create a working list of priorities and preferences that you can use as a measuring stick when evaluating homes for sale. Better still, once you develop this list with your agent, he or she will have the information they need to efficiently locate properties that conform to your wish list and requirements. Your priority list will be based on a lot of criteria, including your desired lifestyle, the size of your family, and proximity to good schools, recreation, and shopping centers. If may also be important to you to live within a short drive to work, childcare facilities, or houses of worship. One of the best ways to organize your wants and needs is to get a copy of a homebuyers' "wish list" from your Realtor or the U.S. Department of Housing and Urban Development (HUD). Key factors to consider when developing your list may include items like architectural style, the amount of remodeling you're prepared to do, and the size of the yard. Privacy, space between neighboring houses, and distance from busy highways are also important factors to weigh.

Choose the right real estate agent: The ideal way to find a real estate agent you'll be pleased with is to get recommendations from family, friends, and trusted business associates. If someone you know well has had a favorable experience with a specific real estate agent, chances are good that your experience would be similar. Since most real estate agents value referrals, a smart agent will strive to make a positive impression on both you and the person who referred you. It's often advisable to talk with more than one real estate agent before making your final decision, though. That way you'll be in a position to compare qualities like experience, knowledge, personality, rapport, and energy level. It's vitally important that you feel comfortable with the agent you decide to work with, and that they're responsive to your questions, concerns, and requirements.

While a "wish list" and a "must have" list are essential components of a successful real estate search, the process unfolds much more smoothly when you remain open minded, flexible, and realistic.