Caroline Bianchi - RE/MAX Acclaim



Posted by Caroline Bianchi on 11/3/2017

Buying a home is a major investment. In some respects, buying a home is like investing in the stock market, the value of your investment rising and lowering overtime. Similar to the stock market, it takes commitment to increase your home's value. Take the below actions and you could keep your house in good condition.Your home's value might also stay at peak levels.

Just because you've lived at your house for years, doesn't mean your house has to fall apart

Apply fresh paint - Climb up on a ladder and apply a fresh coat of paint to your house. If you have pets, consider painting the bottom edge of your house twice a year.

Care for house siding - Modern homes aren't the only houses built with siding. Several older homes are covered with siding instead of paint, as siding is generally easier to care for. To keep house siding in good condition, wash the siding with warm water and a cleansing solution. Use a long brush to scrub the siding,moving from the bottom to the top of your house. Then, rinse the siding with clear, warm water. Do this at least once a year.

Keep lawns litter free - Pick trash off your lawn. Teach your family members to clean up after themselves. A good way to remember to clean your lawn is to walk around your home and inspect the front and back yard for litter a few minutes before you mow the lawn. During cooler months, simply rake litter into a garbage bag with tree leaves.

Perform regular inspections - Check for frayed wires, cracks, dents and holes in walls.Replace, patch up or repair these areas before they get worse. You could also hire a professional home inspector to examine your house every two to three years.

Stay clean -Regularly sweep interior and exterior floors. Also, wipe down walls and windows. If your floors are carpeted, wash the carpet once a quarter. You may need to wash heavy traffic areas once a month. Other cleaning activities include dusting and washing ceiling fans and washing floorboard edges.

Live clutter free - Clutter hides holes, cracks and stains. Store boxes in the garage or attic. Leave lots of walking space in your home to allow for good air flow.

Maintain a healthy house roof - Of all parts of your house, the roof may be the most troublesome,especially if you let your roof deteriorate. To maintain a healthy house roof,clean out your gutters. Replace damaged shingles. Trim away low hanging tree branches and clean away ice patches.

Repair and replace home appliances - Clean air ducts and replace home appliances like water heaters and refrigerators. Also, keep air conditioner filters clean.These steps not only help to keep home appliances functioning properly, they can also lower your utility bills.

Replace floor tiles - Replace bubbling, sagging or cracked floor tiles. Do this with vinyl,ceramic and hard wood floor tiles.

The style of your rooms also plays a major role in the overall value of your home. By installing new kitchen and bathroom cabinets, your house can maintain a modern look. The same applies for ceiling moldings and floor. Step back once a year,look at your home, and ask yourself if your house is as stylish or as elegant as newly developed houses.




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Posted by Caroline Bianchi on 10/30/2017

This Single-Family in Sturbridge, MA recently sold for $310,000. This Contemporary style home was sold by Caroline Bianchi - RE/MAX Acclaim.


5 Cooper Road, Sturbridge, MA 01518

Single-Family

$310,000
Price
$310,000
Sale Price

7
Rooms
3
Beds
2
Baths
Lovely contemporary home situated on a private wooded lot! Open, airy floor plan with large windows and skylights. Cathedral ceiling in the bright first floor living room. Large kitchen is beautifully equipped with stainless steel appliances, custom cabinetry,granite counter tops and gleaming hardwood floors. Hardwood floors continue into the beautiful adjacent dining area with a french door leads to the rear deck. A bedroom, full bathroom and laundry area complete the first floor. Second floor master bedroom has a walk-in closet and en suite bathroom with an over-sized spa tub and shower. Additional bedroom on the second floor. Lower level includes a bonus room and one car garage. 1.87 acre lot is perfect for a "stay-cation": wood deck with awning, attractive stone patio and gazebo with a hot tub! Behind the home is a pond and brook perfect for fishing, canoeing and kayaking.This home is ideal both inside and out!

Similar Properties





Categories: Sold Homes  


Posted by Caroline Bianchi on 10/28/2017

This Condo in Wilbraham, MA recently sold for $190,000. This Townhouse style home was sold by Caroline Bianchi - RE/MAX Acclaim.


2205 Boston Rd, Wilbraham, MA 01095

Condo

$189,900
Price
$190,000
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Looking for a condo that really offers a private location? This is it! Deck and main living area overlook private grounds. Updates include newer furnace, hot water tank, kitchen range, and dishwasher(APO) This bright condo has an open floor plan; great for entertaining, dining room open to deck which boasts an electric awning. The garage is attached, which allows easy access to the condo interior. Easy to show and quick occupancy possible.






Tags: Real Estate   Condo   Wilbraham   01095  
Categories: Sold Homes  


Posted by Caroline Bianchi on 10/27/2017

Mortgage blind spots could be dangerous, especially if you are living on a tight budget. Blind spots are generally tied to unexpected fees and emotions that cause you to overlook what would otherwise be obvious. A common mortgage blind spot has to do with the loan origination process.

Loan processing fees are just the start

Included in loan origination costs are underwriting and processing fees. These fees pay for work that lenders perform to evaluate the financial help of loan requesters. During the evaluation, lenders might also evaluate the condition and financial value of a house.

Loan origination costs aren't the only hidden mortgage fees that could increase the amount of money that you pay to own your home. Total costs of loan origination fees could top one percent of the total price on a house. That's more than $1,500 on a house priced at $150,000.

Then, there is mortgage insurance, homeowners insurance and homeowner's association fees. Other than mortgage insurance costs, these expenses may be more commonly known about. What you may not expect to pay when applying for a mortgage are:

  • Mortgage application fees (Depending on the lender, you might be able to negotiate your way out of paying mortgage application fees. This is a time when it might be worth it to let your real estate agent lobby for you, working to gain you a win.)
  • Title fees (Similar to how you receive a title on a car, truck, motorcycle or boat that you purchase, you should receive a title to your house after you pay the mortgage off. Title fees are not free. But, this doesn't mean that you have to pay high title fees. You or your real estate agent can shop around for good title fee prices.)
  • Courier fees (These fees are associated with closing costs. Although relatively small, courier fees could be easily overlooked when buying a house.)
  • Mortgage prepayment fees (To protect their financial investment, some lenders ask homeowners to pay several months of their mortgage in advance. Sign a mortgage that has mortgage prepayment fees stipulated in the writing and you could be hit with late prepayment penalties.)
  • Discount points (These fees can be negotiated. Handle these negotiations the right way and you could end up paying lower closing costs.)
  • Late fees (As they do with bank account fees, mortgage late fees can add up, reaching into thousands of dollars.)
  • Unexpected home inspections (Depending on the lender, you could be hit with fees associated with unexpected home inspections that your mortgage lender makes.)

Financial institutions are in business to earn money, to turn a profit. Unscrupulous financial institutions aren't the only organizations that charge homeowners hidden mortgage fees. Well known and highly respected lenders also tack hidden mortgage fees onto loans.

The only time when you might become aware of hidden mortgage fees is when you are late making a payment. You also might become aware of hidden mortgage fees if you fall behind in your mortgage payments and your loan goes into default.




Categories: Uncategorized  


Posted by Caroline Bianchi on 10/20/2017

Few experiences are as exciting, motivating or as costly as buying  a new house. It's easy to get so focused on the chance to live in a larger, more luxurious house or a smaller, more open residence that you forget how important it is to choose the right real estate agent.

Avoid getting scammed when you house hunt

Yet, it's a real estate agent who will introduce you to hidden treasures on the house market. It's also a real estate agent who will tell you about neighborhoods, area businesses, property taxes and average, high and low house prices in the area you want to move to. Go with the wrong real estate agent or real estate agency and you could regret it. Steps to avoid getting scammed include:

  • Logging onto state license agency websites and confirming that real estate agents you want to work with have an active license. Check out other licenses that the real estate agent has. For example, some realtors have broker and real estate sales licenses.
  • Read reviews on real estate agents. If you don't see reviews on individual agents, pay attention to reviews on real estate agencies that the realtor works with. Reputable agencies generally shy away from poor real estate agents.
  • Verify that mortgage brokers are legitimate. Also, confirm that mortgage brokers are not currently or  have not in the past been involved with mortgage scams.
  • Ask people you know to recommend real estate agents to you. Ask these people why they are recommending the agents to you.
  • Pay attention to your gut instinct. If you get a feeling that a deal sounds too good to be true, pause and check the deal out more fully. There are lots of good houses on the market. It's better to get a good, legitimate mortgage deal than it is to rush into a bad deal.
  • Consider working with a real estate attorney. Ask the attorney to review all contracts before you sign them.
  • Conduct research on realtors and mortgage companies to make sure that they have not been involved in price fixing, kickbacks or illegal cross selling.
  • Get an independent inspection performed on the house that you are serious about buying.
  • Compare prices and contract deals that mortgage brokers offer on a house with what other mortgage lenders offer.
  • Log into secure accounts when sharing personal information with mortgage lenders. Don't simply hand workers at mortgage companies papers with your personal information on them.
  • Shy away from mortgages that entice you into signing contracts that don't require you to put a down payment on a house.
  • Steer clear of mortgages that don't require you to buy homeowners insurance.

Search for real estate scams on the Internet and may be surprised how many stories pop up. Real estate scams happen in the residential and commercial markets. With a little research, you could avoid getting scammed. Avoid being part of a real estate scam and you can save money, headaches and court proceedings. You can also get an honest deal on a good house.




Categories: Uncategorized